It feels pretty, not luxury-heavy, so I see it more as an easy fashion piece. The design is still cute, especially the cross pendant, but it is not a heavy or super dramatic piece. The pendant sits in a flattering spot. I would recommend it if you like softer jewelry details.
The detail is subtle at first, then catches the light when you move. The gold tone looks clean and the cross pendant gives it enough detail. The pendant sits in a flattering spot. I would wear it more for everyday styling than for something very formal.
For a simple outfit, this adds just enough shine. I especially like the cross pendant; it makes the necklace feel more personal without being too much. The length works well with crew necks and open necklines. It has been easiest to wear with simple outfits that need one stronger detail.